Customer loyalty on recurring loans

Vincent To Yee Ng, Ida Ng

Research output: Journal article publicationJournal articleAcademic researchpeer-review


Customer Loyalty has long been a pressing issue in today's competitive commercial arena. It is increasingly important as companies emphasize more on their customer relationship management. In this paper, we investigate the segmentation of bank customers in terms of their loyalty level; the sample dataset is the personal finance customers from a bank. Based on a loyalty definition, a model on the customer loyalty will be formulated. This loyalty function classifies customers into four levels. Statistical and neuro-fuzzy techniques will also be deployed to explore the relationships of customer demographics, loan approval information and transaction information towards customer loyalty.
Original languageEnglish
Pages (from-to)653-660
Number of pages8
JournalLecture Notes in Computer Science (including subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics)
Publication statusPublished - 1 Dec 2004


  • Customer relationship management
  • Loyalty
  • Neuro-fuzzy
  • Regression analysis

ASJC Scopus subject areas

  • General Computer Science
  • General Biochemistry,Genetics and Molecular Biology
  • Theoretical Computer Science


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